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NASCAR has faced serious challenges over the last year.

Readers who have kids—or who remember being one—know the importance of coming-of-age birthdays. Turning 13 means shedding the kid stuff and acting more like an adult (or at least attempting to). Turning 16 in most places means getting a driver’s license, while turning 18 gives us the right to vote. We can legally buy alcohol at 21.

"Someone is sitting in the shade today because someone planted a tree a long time ago." 

- Apple shareholder, Warren Buffett

Today is a special day for Apple shareholders, and a celebration of capitalism. The world's first trillion dollar company.

Saving is the first step to building wealth.

We all know saving money is important, yet many of us struggle to make consistent progress.

Here are nine hacks to help you start saving more today.

1. Remember net worth trumps income

Do you know your net worth?

A little over ten years ago, my former boss, Ken Fisher, wrote a book called The Only Three Questions That Count. Ken has written many books. That one is my personal favorite.

America celebrated Independence Day this week, while Lebron James celebrated a new $154 million-dollar contract with the Los Angeles Lakers.

Whether you’re a “King James” fan, hater, or don’t even know who he is, he's the American Dream personified.

Can't Buy Me Love is a movie from the 1980s about a nerd who is desperate to improve his social status. In so doing, he makes an investment. He hires the most popular girl in school to be his girlfriend for a few weeks, believing this will permanently elevate his standing with the popular clique at his high school.

If you’re are an active investor with a goal to outperform, history says the biggest company in the world is not a good bet.

Why?

Because the #1 stock in the world has always—I repeat always—gone on to underperform.

Maybe not right away. But eventually it happens.

Howard Schultz is the pied-piper of modern coffee. A pioneer who brought a fringe coffeehouse culture to the masses, convincing people the world over to pay a premium price for a premium experience. On his watch, the Starbucks franchise grew from just 11 stores to over 28,000.